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Jess Noval, Luxury Homes & Ranch San Antonio Texas


Jess Noval, www.NovalLuxuryHomes.com San Antonio, Texas (210) 660-8212


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Wait! Read this before you buy or sell another house!

Learn more about "Subject-To" Real Estate Transactions from Real Estate Investor, Coach, and "Sub-To" Expert: Kristi DuVall!!

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Thursday, 17 October 2013 04:22

Buying & Selling Real Estate 'Subject-To'

why subject to

Learn more about "Subject-To" Real Estate Transactions from Real Estate Investor, Coach, and "Sub-To" Expert: Kristi DuVall!!

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" WHY SUBJECT-TO?"



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Saturday, 19 October 2013 06:00

Owner Finance / Rent-To-Own Options

377 County Road 4763 Timpson Texas 75975

HOUSE FOR SALE: OWNER FINANCING AVAILABLE!! This house is in east Texas just north east of Nacogdoches. The address is 377 County Road 4763 Timpson Texas 75975. It is a 3 bedroom 2 bath single level 2000 square foot house. It sits on 4.3 acres and has a two car carport, a storage shed with power and a small barn with power and water. OWNER FINANCING AVAILABLE!!

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Tuesday, 10 September 2013 20:50

Why Subject-To? Get Our eBook FREE!

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Friday, 13 January 2012 14:50

ALERT: Mortgage Rate Record

With property values across the country at depressed levels and interest rates dancing around historical lows for months now, housing affordability has hit an all-time high. That affordability inched even higher this week, as mortgage interest rates broke through their previous record-lows to fall further still. Freddie Mac says all loan products covered in its regular weekly market survey eased to set new all-time lows for the week ending January 12. The 30-year fixed rate is now at 3.89 percent.

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Wednesday, 11 January 2012 16:12

REPORT: D.O.J. - Supports Mediation

Justice Department Issues Report in Support of Foreclosure Mediation

The U.S. Department of Justice released a 69-page report Tuesday on a foreclosure intervention method that is becoming increasingly popular across the country – mediation.

The paper, titled Foreclosure Mediation: Emerging Research and Evaluation Practices, draws from a March 7, 2011 workshop put on by the Justice Department’s Access to Justice Initiative, a panel established in 2010 which works to ensure the U.S. justice system remains accessible and fair to all, irrespective of wealth and status.

The workshop was attended by dozens of foreclosure mediation program stakeholders and researchers. Tuesday’s report summarizes the workshop proceedings and shares recent research and resources for foreclosure mediation.

“The loss of a home to foreclosure can be devastating to a family,” said Mark Childress, who heads the Access to Justice Initiative as senior counselor.

“The report released today compiles the best available research on foreclosure mediation programs and serves as an important resource for existing programs around the country as well as for jurisdictions attempting to establish foreclosure mediation programs,” Childress said. “Well-structured foreclosure mediation programs may offer the millions of families at risk of foreclosure a way to stay in their homes.” Foreclosure mediation programs are viewed by policymakers and consumer advocates as a means to bring borrowers and their lenders together to work out an alternative to foreclosure. But some industry participants contend that mandated mediation programs only delay the inevitable.

Florida’s Supreme Court terminated its state-wide mediation program last month, citing the program’s lack of success in resolving foreclosure disputes between lenders and borrowers. The court-run mediation program had been operational for two years, but the Supreme Court said after reviewing the files, it “determined it cannot justify continuation of the program.”

As the Justice Department suggests, there has not been a lot of research or analysis conducted to assess the effectiveness of foreclosure mediation. Officials say the department’s March 2011 workshop was designed to define best practices for evaluating foreclosure mediation programs and to strengthen relationships among program administrators, the lending community, and government agencies.

One of the key findings that emerged from the workshop is that the “federal government should take an active role, both in helping to develop program and evaluation guidelines and in providing resources for mediation programs and research,” according to DOJ officials.

The full report, Foreclosure Mediation: Emerging Research and Evaluation Practices, is available for download at justice.gov/atj/foreclosure-mediation.pdf.


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